Responding to Business Innovation, Growth and Retrenchment in the UK Mortgage Industry
The UK mortgage industry has experienced years of growth driven by low interest rates and high housing demand. Capital market innovation has broken the historic coupling between savings and loans easing lending limitations - and arguably played a part in the first run on a UK bank in a century.
We explain business architectures where money is raised from the capital markets and where it is raised from savers - and why and how the underlying IT architectures are substantially different.
We examine ways in which IT architectures can respond to pressure for growth, channel innovation and retrenchment. In this situation, whilst an architectural vision is important, a flexible architectural roadmap that safely delivers business value matters much more.
Business leaders, IT directors and Enterprise architects
1. The relation between business and IT architecture
2. When SOA fits and when it doesn't
3. How to respond to rapid change